ACCESS YOUR REPORT
In 2024, open banking, alternative credit data, and cash flow underwriting adoption has remained a top priority for banks, fintechs and credit unions. But how many lenders are actually using open banking data in lending? What types of data are being used? What is actually working?
Nova Credit surveyed more than 125 decision-makers to learn how alternative data has impacted their underwriting decisions, what they are actually doing to include it in their workflow, and their priorities for the year ahead.